Need an appraisal in Moosic or Lackawanna County?![]() Here are the top seven reasons PA homeowners hire William Kelly:
Do you own a house in or near Moosic? Do you need help determining the price of your real estate?
At William Kelly, we understand the unique needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours. PMI Removal AppraisalsA preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping folks just like you abolish unwanted and unneeded PMI insurance. Challenging property tax assessmentsIf you live in a local area that is going down or not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from William Kelly is your perfect weapon when contesting your property tax assessment. Recently got a freeze your HELOC?If your house is in a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. William Kelly can help you reinstate your home equity line of credit with efficient appraisal. We Provide Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? William Kelly can help you with that. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house. |